3650 Capital
3650 Capital originates bridge, construction, and stabilized commercial real estate loans and emphasizes relationship-based servicing through the life of a borrower’s business plan.
- Real estate private credit and property-finance manager
- Real Estate Private Credit
- Tier III
Overview
3650 Capital originates bridge, construction, and stabilized commercial real estate loans and emphasizes relationship-based servicing through the life of a borrower’s business plan. Its model connects origination with active loan management rather than treating servicing as a separate back-office function.
3650 fits Tier III because it is a focused and increasingly established U.S. lender. Its recent fundraising scale remains below the leading institutional tier, but its direct origination and servicing philosophy are highly aligned with the category. Within The Economy Wiki, the institution is connected to the Real Estate Private Credit market category.
Firm facts
| Institution | 3650 Capital |
| Type | Real estate private credit and property-finance manager |
| Headquarters | Miami, United States |
| Founded | 2018 |
| Primary ranking focus | Real Estate Private Credit |
| Highest 2026 tier | Tier III |
Activities and credit capabilities
3650 Capital operates within commercial real estate lending, mortgage credit and property capital solutions. Its activities are assessed through the category-specific capabilities summarized below.
Real estate lending
Senior and subordinate financing secured by commercial-property assets and cash flows.
Transitional finance
Capital for acquisition, development, repositioning and lease-up business plans.
Property credit management
Asset-level underwriting, collateral monitoring and workout capability.
Strategy and transaction coverage
Strategy and asset coverage
Multifamily; industrial and logistics; hospitality; office; retail; specialist property sectors
Financing and transaction contexts
Acquisition loans; bridge loans; construction finance; mezzanine debt; preferred equity; mortgage portfolios
Market position
3650 fits Tier III because it is a focused and increasingly established U.S. lender. Its recent fundraising scale remains below the leading institutional tier, but its direct origination and servicing philosophy are highly aligned with the category.
3650 Capital is assessed within the Real Estate Private Credit framework. For wider market context, see Infrastructure Debt Grows, But Capital Doesn’t Always Go Where It Needs To.
Competitive context
3650 Capital is recognized Tier III in Top 30 Real Estate Private Credit 2026. The rankings compare institutions by market relevance, origination or operating capability, underwriting or platform depth, institutional credibility and current activity. Comparable links support navigation and do not imply that every institution competes for every financing or mandate.
Leadership and governance
Leadership, investment-committee composition and operating resources may change over time. Current information should be confirmed through 3650 Capital’s official website.
| Leadership area | Current source |
|---|---|
| Investment and operating leadership | Current team and governance information |
Corporate and public information
This profile refers to 3650 Capital as the public-facing organization. Individual funds, management companies, advisers, lending entities and regulated affiliates may use separate legal names across jurisdictions.
Corporate and disclosure information
| Organization | 3650 Capital |
| Headquarters | Miami, United States |
| Public website | 3650capital.com |
| Profile basis | Public institutional information and Capital Ranking editorial research |
Ranking recognition
Related Economy analysis
Selected Economy Markets articles provide context for the lending, financing, diligence and private-market themes relevant to this institution:
- Infrastructure Debt Grows, But Capital Doesn’t Always Go Where It Needs To
- Private Credit Lending Models as Banks Retreat
- Private Credit’s Trillion-Dollar Growth Meets Its AI Debt Test
